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Trek Card Financing

Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to ride now and pay later.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

Your Financing Options

Your Financing Options

  • 6 and 12 month No Interest Payment Plans*
  • 9.99% APR with 24, 36, 48, and 60 month payment plans**
  • Credit limits that fit your needs

To qualify, purchase must include a bicycle.

Your Financing Benefits

Your Financing Benefits

  • Convenient minimum monthly payments
  • No annual fee***
  • Convenient payment options (Ask your sales associate for details)
  • Accepted at over 1,300 Trek Retailers

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

*Deferred Interest Regular Minimum Payment Plan: No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard, variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period.

**Low APR Equal Payment Required: 9.99% APR if paid in full in 24, 36, 48 or 60 months. If the balance is not paid in full in 24, 36, 48 or 60 months (depending on the plan selected) or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 24.99%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of; the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1) or $5. Required minimum purchase of $1,999.

*** Trek Credit Card Accounts are offered by Comenity Bank who determines the qualifications for credit and promotional eligibility. At no time will the minimum payment due be less than $25.00. Standard variable APR of 28.74%, based on the Prime Rate. Minimum Interest Charge is $1.00 per credit plan.