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Trek Card Financing

Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to ride now and pay later.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

Your Financing Options

Your Financing Options

  • 6 and 12 month No Interest Payment Plans*
  • 9.99% APR with 24, 36, 48, and 60 month payment plans**
  • Credit limits that fit your needs

To qualify, purchase must include a bicycle.

Your Financing Benefits

Your Financing Benefits

  • Convenient minimum monthly payments
  • No annual fee***
  • Convenient payment options (Ask your sales associate for details)
  • Accepted at over 1,300 Trek Retailers

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

*Subject to Credit Approval. Promotional financing available with Trek Credit Card Accounts offered by Comenity Bank, which determines qualifications for credit and promotion eligibility. Minimum monthly payments are required. Promotional plan availability may vary by provider location.

**If the purchase balance is not paid in full in 24, 36, 48 or 60 months (depending on the plan selected) or if you fail to make any payment when due, any remaining balance will be added to the regular purchase balance and subject to the standard variable purchase APR of 28.74%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1); or $5. Required minimum purchase of $1,999. Promotional financing available with Trek Credit Card Accounts offered by Comenity Bank, which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required. The total Minimum Payment on your Account won't be less than $30. If your Account balance is less than $30, you must pay the amount indicated on your statement in full. To avoid late fees, you must make your Minimum Monthly Payment by the Due Date each month. Minimum Interest Charge is $1.00 per credit plan at a standard variable APR of 28.74%, based on the Prime Rate. Promotional plan availability may vary by provider location.

***Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 28.74%, based on the Prime Rate.